| FIXED-CONVENTIONAL | KEY FEATURES |
| Conforming Generic | -
Standard - Fully Amortized - Interest Only (Conforming) - 7 Year Balloon |
| Expanded Approval (EA I, II, III) | -
Fully Amortized - A- - Conforming |
| FLEX 97 | -
Fully Amortized - 3% Down - LPMI - Conforming |
| Home Possible® 97 | -
Fully Amortized - Conforming |
| My Community (DreamBuilderSM) * | -
Fully Amortized - Interest Only - 30 or 40 year term - Conforming |
| ARMs-CONVENTIONAL | KEY FEATURES |
|
Conforming Generic 1, 3/1, 3/1 IO, 5/1, 5/1 IO, 7/1, 7/1 IO, 10/1,
10/1 IO*
|
-
Fully Amortized - Interest Only - Conforming |
| Expanded Approval (EA I, II, III) - 5/1, 7/1* | -
Fully Amortized - A- - Conforming |
| FLEX 97 - 5/1 * | -
Fully Amortized - 3% Down - Conforming |
| Home Possible® 97 -5/1 | -
Fully Amortized - Conforming |
| My Community 5/1, 5/1 IO, 7/1, 10/1 * | - 3%
Down (1-2 Units) - Fully Amortized - Interest Only - Conforming |
| GOVERNMENT |
| FHA |
| FHA/VA Interest Abatement |
| VA |
| SPECIAL PROGRAMS |
| Preferred Builder Enhancements |
| RHS 502 Leveraged Second |
| USDA Guaranteed Rural Housing (FMHA) |
| STATE SPECIFIC |
| Texas Home Equity – First Lien |